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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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Where is the world's largest bridge located?
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Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long. |
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The Jason White Team
Century 21 Four Seasons Realty
1441 Wiley Oakley Drive
Gatlinburg, TN 37738
Office: 877-678-2121
Fax: 865-436-8982
jasonwhite@NUMBER1EXPERT.com
Jason combines his in-depth local knowledge with a family tradition of providing the best in real estate service to make your home sale or purchase a truly unforgettable experience. Simply put, Jason can make your “great adventure” a reality.
As a service, Jason has put together this web site filled with valuable information on investing in area real estate. Specializing in resort and investment properties, Jason takes great pride in helping people discover a land so rich with opportunity.
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