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Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
Exactly how many islands are included in the group called the 1000 Islands?
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| A |
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State. |
See More Real Estate Trivia > |
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The Jason White Team Century 21 Four Seasons Realty 1441 Wiley Oakley Drive Gatlinburg, TN 37738 Office: 877-678-2121 Fax: 865-436-8982 info@thejasonwhiteteam.com
Jason combines his in-depth local knowledge with a family tradition of providing the best in real estate service to make your home sale or purchase a truly unforgettable experience. Simply put, Jason can make your “great adventure” a reality.
As a service, Jason has put together this web site filled with valuable information on investing in area real estate. Specializing in resort and investment properties, Jason takes great pride in helping people discover a land so rich with opportunity.
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